Lending as a Service Market; by Business model (Traditional Model, Alternate Marketplace Model); by Loan Type (Secured, Unsecured); by End User industry (Individuals, Home Loans, Vehicle Loan, Student Loan, Business, Others); by Countries (The UK, France, Germany, Italy, Spain, Denmark, Finland, Iceland, Sweden, Norway, Belgium, The Netherlands, Luxembourg, Rest of Europe) — Europe Insights, Growth, Size, Comparative Analysis, Trends and Forecast, 2019–2027
Industry Trends
Lending as a Service (LaaS) is an evolving phenomenon in the banking and financial services industry where banks and lenders are utilizing the new technology to pageant their products and services outside their traditional banking channels. Lending-as-a-service is optimizing the old banking function to encounter the challenges during the lending process i.e. the lending of capital. LaaS companies utilize cultivated software technology to streamline the lending process, making it inexpensive and swift. LaaS offers software for distributors, banks, and other companies that may need funding from their clients. LaaS supplier carries out a risk assessment, underwriting, and financing with the benefit of giving the brand to the loan-originating partner. For instance, in 2010, Funding Circle launched the first online platform for P2P business funding in the UK. It is an online market for business loans, matching businesses that want to borrow from investors. With introduction of this platforms, it gets easier for both lenders and clients to rationalize their lending process. Such factors are propelling the growth of lending as a service market in Europe.
There are different types of business model present in the market for all stages of lending process. Based on type, the lending as a service market has been segmented into traditional model and alternate business model. The traditional model held the maximum market share in 2018 is attributed to the authorization competence provided by the traditional model. In traditional modelling, the whole process is managed by the organization without the involvement of service provider, which helps the organization to prevent data breaching and cyber-attacks. For instance, Social finance (So-fi), proffer student loan, personal loan, and mortgages to young borrowers with high end jobs and degrees.
Likewise, there are diverse sectors where loans are being taken. On the basis of end user industry, the lending as a service market has been classified into individuals, home loan, vehicle loan, student loan, business, and others. In 2018, the home loan segment held the maximum market share due to affordable mortgage rates and increasing urbanization across the cities. However, the vehicle loan segment is expected to witness the fastest growth during the forecast period attributed to the increasing trading between the countries. For instance, Prosper, a peer to peer lending site that connects lenders and borrowers for unsecured loan with reasonable rates ranging from 5.99% to 36%.
In terms of revenue, the Europe lending as a service market was valued at US$ 466.27 Mn in 2018 and is expected to reach US$ 742.15 Mn by 2027, growing at a CAGR of 5.30% over the forecast period. The study analyzes the market in terms of revenue across all the major countries in Europe, which is further bifurcated into countries.
Europe Lending as a Service Market Revenue & Forecast, (US$ Million), 2015–2027
Competitive Landscape
The report provides both, qualitative and quantitative research of lending as a service market, as well as provides comprehensive insights and development methods adopted by the key contenders. The report also offers extensive research on the key players in this market and details on the competitiveness of these players. Key business strategies such as mergers and acquisitions (M&A), affiliations, collaborations, and contracts adopted by these major market participants are also recognized and analyzed in the report. For each company, the report studies their global presence, competitors, service offerings and specification amongst others.
Some of the players operating in the lending as a service market are auxmoney GmbH, Blackmoon Financial Group, CreditGate24 (Schweiz) AG, EZBob Ltd., Fast Invest, Fixura Ab Oy, Geldvoorelkaar.nl, Grupeer, Lendico, Mintos, Pollen, Inc., Bondora Capital OU, Funding Circle, Kabbage Inc., RateSetter, Social Finance, Younited Credit, Zopa Financial Services Limited, among others.
Lending as a Service Market:
- By Business Model
- Traditional Model
- Alternate Marketplace Model
- By Loan Type
- Secured
- Unsecured
- By End User Industry
- Individuals
- Home Loans
- Vehicle Loan
- Student Loan
- Business
- Others
- By Country
- The UK
- France
- Germany
- Italy
- Spain
- Denmark
- Finland
- Iceland
- Sweden
- Norway,
- Belgium
- The Netherlands
- Luxembourg
- Rest of Europe
Table of Contents
1. Market Scope
1.1. Market
Segmentation
1.2. Years
Considered
1.2.1. Historic
Years: 2013 - 2017
1.2.2. Base
Year: 2018
1.2.3. Forecast
Years: 2019 – 2027
2. Key Target Audiences
3. Research Methodology
3.1. Primary
Research
3.1.1. Research
Questionnaire
3.1.2. Europe
Percentage Breakdown
3.1.3. Primary
Interviews: Key Opinion Leaders (KOLs)
3.2. Secondary
Research
3.2.1. Paid
Databases
3.2.2. Secondary
Sources
3.3. Market
Size Estimates
3.3.1. Top-Down
Approach
3.3.2. Bottom-Up
Approach
3.4. Data
Triangulation Methodology
3.5. Research
Assumptions
4. Recommendations and Insights from AMI’s Perspective**
5. Holistic Overview of Lending as a Service Market
6. Market Synopsis:
Lending as a Service Market
7. Lending as a Service Market Analysis: Qualitative Perspective
7.1. Introduction
7.1.1. Product
Definition
7.1.2. Industry
Development
7.2. Market
Dynamics
7.2.1. Drivers
7.2.2. Restraints
7.2.3. Opportunities
7.3. Trends in
Lending as a Service Market
7.4. Market
Determinants Radar Chart
7.5. Macro-Economic
and Micro-Economic Indicators: Lending as a Service Market
7.6. Porter’s
Five Force Analysis
8. Europe Lending as a Service Market Analysis and Forecasts,
2019 – 2027
8.1. Overview
8.1.1. Europe
Lending as a Service Market Revenue (US$ Mn)
8.2. Europe
Lending as a Service Market Revenue (US$ Mn) and Forecasts, By Type
8.2.1. Traditional
Model
8.2.1.1. Definition
8.2.1.2. Market
Penetration, 2018
8.2.1.3. Market
Estimation, 2013 – 2018
8.2.1.4. Market
Forecast, 2019 – 2027
8.2.1.5. Compound
Annual Growth Rate (CAGR)
8.2.1.6. Regional
Bifurcation
8.2.1.6.1. France
8.2.1.6.1.1. Market
Estimation, 2013 – 2018
8.2.1.6.1.2. Market
Forecast, 2019 – 2027
8.2.1.6.2. The
UK
8.2.1.6.2.1. Market
Estimation, 2013 – 2018
8.2.1.6.2.2. Market
Forecast, 2019 – 2027
8.2.1.6.3. Spain
8.2.1.6.3.1. Market
Estimation, 2013 – 2018
8.2.1.6.3.2. Market
Forecast, 2019 – 2027
8.2.1.6.4. Germany
8.2.1.6.4.1. Market
Estimation, 2013 – 2018
8.2.1.6.4.2. Market
Forecast, 2019 – 2027
8.2.1.6.5. Italy
8.2.1.6.5.1. Market
Estimation, 2013 – 2018
8.2.1.6.5.2. Market
Forecast, 2019 – 2027
8.2.1.6.6. Nordic
Countries
8.2.1.6.6.1. Market
Estimation, 2013 – 2018
8.2.1.6.6.2. Market
Forecast, 2019 – 2027
8.2.1.6.7. Benelux
Union
8.2.1.6.7.1. Market
Estimation, 2013 – 2018
8.2.1.6.7.2. Market
Forecast, 2019 – 2027
8.2.1.6.8. Rest
of Europe
8.2.1.6.8.1. Market
Estimation, 2013 – 2018
8.2.1.6.8.2. Market
Forecast, 2019 – 2027
8.2.2. Alternate
Marketplace Model
8.2.2.1. Definition
8.2.2.2. Market
Penetration, 2018
8.2.2.3. Market
Estimation, 2013 – 2018
8.2.2.4. Market
Forecast, 2019 – 2027
8.2.2.5. Compound
Annual Growth Rate (CAGR)
8.2.2.6. Regional
Bifurcation
8.2.2.6.1. France
8.2.2.6.1.1. Market
Estimation, 2013 – 2018
8.2.2.6.1.2. Market
Forecast, 2019 – 2027
8.2.2.6.2. The
UK
8.2.2.6.2.1. Market
Estimation, 2013 – 2018
8.2.2.6.2.2. Market
Forecast, 2019 – 2027
8.2.2.6.3. Spain
8.2.2.6.3.1. Market
Estimation, 2013 – 2018
8.2.2.6.3.2. Market
Forecast, 2019 – 2027
8.2.2.6.4. Germany
8.2.2.6.4.1. Market
Estimation, 2013 – 2018
8.2.2.6.4.2. Market
Forecast, 2019 – 2027
8.2.2.6.5. Italy
8.2.2.6.5.1. Market
Estimation, 2013 – 2018
8.2.2.6.5.2. Market
Forecast, 2019 – 2027
8.2.2.6.6. Nordic
Countries
8.2.2.6.6.1. Market
Estimation, 2013 – 2018
8.2.2.6.6.2. Market
Forecast, 2019 – 2027
8.2.2.6.7. Benelux
Union
8.2.2.6.7.1. Market
Estimation, 2013 – 2018
8.2.2.6.7.2. Market
Forecast, 2019 – 2027
8.2.2.6.8. Rest
of Europe
8.2.2.6.8.1. Market
Estimation, 2013 – 2018
8.2.2.6.8.2. Market
Forecast, 2019 – 2027
8.3. Key
Segment for Channeling Investments
8.3.1. By Type
9. Europe Lending as a Service Market Analysis and Forecasts,
2019 – 2027
9.1. Overview
9.2. Europe
Lending as a Service Market Revenue (US$ Mn) and Forecasts, By Loan Type
9.2.1. Secured
9.2.1.1. Definition
9.2.1.2. Market
Penetration, 2018
9.2.1.3. Market
Estimation, 2013 – 2018
9.2.1.4. Market
Forecast, 2019 – 2027
9.2.1.5. Compound
Annual Growth Rate (CAGR)
9.2.1.6. Regional
Bifurcation
9.2.1.6.1. France
9.2.1.6.1.1. Market
Estimation, 2013 – 2018
9.2.1.6.1.2. Market
Forecast, 2019 – 2027
9.2.1.6.2. The
UK
9.2.1.6.2.1. Market
Estimation, 2013 – 2018
9.2.1.6.2.2. Market
Forecast, 2019 – 2027
9.2.1.6.3. Spain
9.2.1.6.3.1. Market
Estimation, 2013 – 2018
9.2.1.6.3.2. Market
Forecast, 2019 – 2027
9.2.1.6.4. Germany
9.2.1.6.4.1. Market
Estimation, 2013 – 2018
9.2.1.6.4.2. Market
Forecast, 2019 – 2027
9.2.1.6.5. Italy
9.2.1.6.5.1. Market
Estimation, 2013 – 2018
9.2.1.6.5.2. Market
Forecast, 2019 – 2027
9.2.1.6.6. Nordic
Countries
9.2.1.6.6.1. Market
Estimation, 2013 – 2018
9.2.1.6.6.2. Market
Forecast, 2019 – 2027
9.2.1.6.7. Benelux
Union
9.2.1.6.7.1. Market
Estimation, 2013 – 2018
9.2.1.6.7.2. Market
Forecast, 2019 – 2027
9.2.1.6.8. Rest
of Europe
9.2.1.6.8.1. Market
Estimation, 2013 – 2018
9.2.1.6.8.2. Market
Forecast, 2019 – 2027
9.2.2. Unsecured
9.2.2.1. Definition
9.2.2.2. Market
Penetration, 2018
9.2.2.3. Market
Estimation, 2013 – 2018
9.2.2.4. Market
Forecast, 2019 – 2027
9.2.2.5. Compound
Annual Growth Rate (CAGR)
9.2.2.6. Regional
Bifurcation
9.2.2.6.1. France
9.2.2.6.1.1. Market
Estimation, 2013 – 2018
9.2.2.6.1.2. Market
Forecast, 2019 – 2027
9.2.2.6.2. The
UK
9.2.2.6.2.1. Market
Estimation, 2013 – 2018
9.2.2.6.2.2. Market
Forecast, 2019 – 2027
9.2.2.6.3. Spain
9.2.2.6.3.1. Market
Estimation, 2013 – 2018
9.2.2.6.3.2. Market
Forecast, 2019 – 2027
9.2.2.6.4. Germany
9.2.2.6.4.1. Market
Estimation, 2013 – 2018
9.2.2.6.4.2. Market
Forecast, 2019 – 2027
9.2.2.6.5. Italy
9.2.2.6.5.1. Market
Estimation, 2013 – 2018
9.2.2.6.5.2. Market
Forecast, 2019 – 2027
9.2.2.6.6. Nordic
Countries
9.2.2.6.6.1. Market
Estimation, 2013 – 2018
9.2.2.6.6.2. Market
Forecast, 2019 – 2027
9.2.2.6.7. Benelux
Union
9.2.2.6.7.1. Market
Estimation, 2013 – 2018
9.2.2.6.7.2. Market
Forecast, 2019 – 2027
9.2.2.6.8. Rest
of Europe
9.2.2.6.8.1. Market
Estimation, 2013 – 2018
9.2.2.6.8.2. Market
Forecast, 2019 – 2027
9.3. Key
Segment for Channeling Investments
9.3.1. By Loan
Type
10. Europe Lending as a Service Market Analysis and Forecasts,
2019 – 2027
10.1. Overview
10.2. Europe
Lending as a Service Market Revenue (US$ Mn) and Forecasts, By End User
Industry
10.2.1. Individuals
10.2.1.1. Definition
10.2.1.2. Market
Penetration, 2018
10.2.1.3. Market
Estimation, 2013 – 2018
10.2.1.4. Market
Forecast, 2019 – 2027
10.2.1.5. Compound
Annual Growth Rate (CAGR)
10.2.1.6. Regional
Bifurcation
10.2.1.6.1. France
10.2.1.6.1.1. Market
Estimation, 2013 – 2018
10.2.1.6.1.2. Market
Forecast, 2019 – 2027
10.2.1.6.2. The
UK
10.2.1.6.2.1. Market
Estimation, 2013 – 2018
10.2.1.6.2.2. Market
Forecast, 2019 – 2027
10.2.1.6.3. Spain
10.2.1.6.3.1. Market
Estimation, 2013 – 2018
10.2.1.6.3.2. Market
Forecast, 2019 – 2027
10.2.1.6.4. Germany
10.2.1.6.4.1. Market
Estimation, 2013 – 2018
10.2.1.6.4.2. Market
Forecast, 2019 – 2027
10.2.1.6.5. Italy
10.2.1.6.5.1. Market
Estimation, 2013 – 2018
10.2.1.6.5.2. Market
Forecast, 2019 – 2027
10.2.1.6.6. Nordic
Countries
10.2.1.6.6.1. Market
Estimation, 2013 – 2018
10.2.1.6.6.2. Market
Forecast, 2019 – 2027
10.2.1.6.7. Benelux
Union
10.2.1.6.7.1. Market
Estimation, 2013 – 2018
10.2.1.6.7.2. Market
Forecast, 2019 – 2027
10.2.1.6.8. Rest
of Europe
10.2.1.6.8.1. Market
Estimation, 2013 – 2018
10.2.1.6.8.2. Market
Forecast, 2019 – 2027
10.2.2. Home
Loans
10.2.2.1. Definition
10.2.2.2. Market
Penetration, 2018
10.2.2.3. Market
Estimation, 2013 – 2018
10.2.2.4. Market
Forecast, 2019 – 2027
10.2.2.5. Compound
Annual Growth Rate (CAGR)
10.2.2.6. Regional
Bifurcation
10.2.2.6.1. France
10.2.2.6.1.1. Market
Estimation, 2013 – 2018
10.2.2.6.1.2. Market
Forecast, 2019 – 2027
10.2.2.6.2. The
UK
10.2.2.6.2.1. Market
Estimation, 2013 – 2018
10.2.2.6.2.2. Market
Forecast, 2019 – 2027
10.2.2.6.3. Spain
10.2.2.6.3.1. Market
Estimation, 2013 – 2018
10.2.2.6.3.2. Market
Forecast, 2019 – 2027
10.2.2.6.4. Germany
10.2.2.6.4.1. Market
Estimation, 2013 – 2018
10.2.2.6.4.2. Market
Forecast, 2019 – 2027
10.2.2.6.5. Italy
10.2.2.6.5.1. Market
Estimation, 2013 – 2018
10.2.2.6.5.2. Market
Forecast, 2019 – 2027
10.2.2.6.6. Nordic
Countries
10.2.2.6.6.1. Market
Estimation, 2013 – 2018
10.2.2.6.6.2. Market
Forecast, 2019 – 2027
10.2.2.6.7. Benelux
Union
10.2.2.6.7.1. Market
Estimation, 2013 – 2018
10.2.2.6.7.2. Market
Forecast, 2019 – 2027
10.2.2.6.8. Rest
of Europe
10.2.2.6.8.1. Market
Estimation, 2013 – 2018
10.2.2.6.8.2. Market
Forecast, 2019 – 2027
10.2.3. Vehicle
Loan
10.2.3.1. Definition
10.2.3.2. Market
Penetration, 2018
10.2.3.3. Market
Estimation, 2013 – 2018
10.2.3.4. Market
Forecast, 2019 – 2027
10.2.3.5. Compound
Annual Growth Rate (CAGR)
10.2.3.6. Regional
Bifurcation
10.2.3.6.1. France
10.2.3.6.1.1. Market
Estimation, 2013 – 2018
10.2.3.6.1.2. Market
Forecast, 2019 – 2027
10.2.3.6.2. The
UK
10.2.3.6.2.1. Market
Estimation, 2013 – 2018
10.2.3.6.2.2. Market
Forecast, 2019 – 2027
10.2.3.6.3. Spain
10.2.3.6.3.1. Market
Estimation, 2013 – 2018
10.2.3.6.3.2. Market
Forecast, 2019 – 2027
10.2.3.6.4. Germany
10.2.3.6.4.1. Market
Estimation, 2013 – 2018
10.2.3.6.4.2. Market
Forecast, 2019 – 2027
10.2.3.6.5. Italy
10.2.3.6.5.1. Market
Estimation, 2013 – 2018
10.2.3.6.5.2. Market
Forecast, 2019 – 2027
10.2.3.6.6. Nordic
Countries
10.2.3.6.6.1. Market
Estimation, 2013 – 2018
10.2.3.6.6.2. Market
Forecast, 2019 – 2027
10.2.3.6.7. Benelux
Union
10.2.3.6.7.1. Market
Estimation, 2013 – 2018
10.2.3.6.7.2. Market
Forecast, 2019 – 2027
10.2.3.6.8. Rest
of Europe
10.2.3.6.8.1. Market
Estimation, 2013 – 2018
10.2.3.6.8.2. Market
Forecast, 2019 – 2027
10.2.4. Student
Loan
10.2.4.1. Definition
10.2.4.2. Market
Penetration, 2018
10.2.4.3. Market
Estimation, 2013 – 2018
10.2.4.4. Market
Forecast, 2019 – 2027
10.2.4.5. Compound
Annual Growth Rate (CAGR)
10.2.4.6. Regional
Bifurcation
10.2.4.6.1. France
10.2.4.6.1.1. Market
Estimation, 2013 – 2018
10.2.4.6.1.2. Market
Forecast, 2019 – 2027
10.2.4.6.2. The
UK
10.2.4.6.2.1. Market
Estimation, 2013 – 2018
10.2.4.6.2.2. Market
Forecast, 2019 – 2027
10.2.4.6.3. Spain
10.2.4.6.3.1. Market
Estimation, 2013 – 2018
10.2.4.6.3.2. Market
Forecast, 2019 – 2027
10.2.4.6.4. Germany
10.2.4.6.4.1. Market
Estimation, 2013 – 2018
10.2.4.6.4.2. Market
Forecast, 2019 – 2027
10.2.4.6.5. Italy
10.2.4.6.5.1. Market
Estimation, 2013 – 2018
10.2.4.6.5.2. Market
Forecast, 2019 – 2027
10.2.4.6.6. Nordic
Countries
10.2.4.6.6.1. Market
Estimation, 2013 – 2018
10.2.4.6.6.2. Market
Forecast, 2019 – 2027
10.2.4.6.7. Benelux
Union
10.2.4.6.7.1. Market
Estimation, 2013 – 2018
10.2.4.6.7.2. Market
Forecast, 2019 – 2027
10.2.4.6.8. Rest
of Europe
10.2.4.6.8.1. Market
Estimation, 2013 – 2018
10.2.4.6.8.2. Market
Forecast, 2019 – 2027
10.2.5. Business
10.2.5.1. Definition
10.2.5.2. Market
Penetration, 2018
10.2.5.3. Market
Estimation, 2013 – 2018
10.2.5.4. Market
Forecast, 2019 – 2027
10.2.5.5. Compound
Annual Growth Rate (CAGR)
10.2.5.6. Regional
Bifurcation
10.2.5.6.1. France
10.2.5.6.1.1. Market
Estimation, 2013 – 2018
10.2.5.6.1.2. Market
Forecast, 2019 – 2027
10.2.5.6.2. The
UK
10.2.5.6.2.1. Market
Estimation, 2013 – 2018
10.2.5.6.2.2. Market
Forecast, 2019 – 2027
10.2.5.6.3. Spain
10.2.5.6.3.1. Market
Estimation, 2013 – 2018
10.2.5.6.3.2. Market
Forecast, 2019 – 2027
10.2.5.6.4. Germany
10.2.5.6.4.1. Market
Estimation, 2013 – 2018
10.2.5.6.4.2. Market
Forecast, 2019 – 2027
10.2.5.6.5. Italy
10.2.5.6.5.1. Market
Estimation, 2013 – 2018
10.2.5.6.5.2. Market
Forecast, 2019 – 2027
10.2.5.6.6. Nordic
Countries
10.2.5.6.6.1. Market
Estimation, 2013 – 2018
10.2.5.6.6.2. Market
Forecast, 2019 – 2027
10.2.5.6.7. Benelux
Union
10.2.5.6.7.1. Market
Estimation, 2013 – 2018
10.2.5.6.7.2. Market
Forecast, 2019 – 2027
10.2.5.6.8. Rest
of Europe
10.2.5.6.8.1. Market
Estimation, 2013 – 2018
10.2.5.6.8.2. Market
Forecast, 2019 – 2027
10.2.6. Others
10.2.6.1. Definition
10.2.6.2. Market
Penetration, 2018
10.2.6.3. Market
Estimation, 2013 – 2018
10.2.6.4. Market
Forecast, 2019 – 2027
10.2.6.5. Compound
Annual Growth Rate (CAGR)
10.2.6.6. Regional
Bifurcation
10.2.6.6.1. France
10.2.6.6.1.1. Market
Estimation, 2013 – 2018
10.2.6.6.1.2. Market
Forecast, 2019 – 2027
10.2.6.6.2. The
UK
10.2.6.6.2.1. Market
Estimation, 2013 – 2018
10.2.6.6.2.2. Market
Forecast, 2019 – 2027
10.2.6.6.3. Spain
10.2.6.6.3.1. Market
Estimation, 2013 – 2018
10.2.6.6.3.2. Market
Forecast, 2019 – 2027
10.2.6.6.4. Germany
10.2.6.6.4.1. Market
Estimation, 2013 – 2018
10.2.6.6.4.2. Market
Forecast, 2019 – 2027
10.2.6.6.5. Italy
10.2.6.6.5.1. Market
Estimation, 2013 – 2018
10.2.6.6.5.2. Market
Forecast, 2019 – 2027
10.2.6.6.6. Nordic
Countries
10.2.6.6.6.1. Market
Estimation, 2013 – 2018
10.2.6.6.6.2. Market
Forecast, 2019 – 2027
10.2.6.6.7. Benelux
Union
10.2.6.6.7.1. Market
Estimation, 2013 – 2018
10.2.6.6.7.2. Market
Forecast, 2019 – 2027
10.2.6.6.8. Rest
of Europe
10.2.6.6.8.1. Market
Estimation, 2013 – 2018
10.2.6.6.8.2. Market
Forecast, 2019 – 2027
10.3. Key Segment
for Channeling Investments
10.3.1. By End
User Industry
11. Europe Lending as a Service Market Analysis and Forecasts,
2019 - 2027
11.1. Overview
11.1.1. Europe
Lending as a Service Market Revenue (US$ Mn)
11.2. Europe
Lending as a Service Market Revenue (US$ Mn) and Forecasts, By Type
11.2.1. Traditional
Model
11.2.2. Alternate
Marketplace Model
11.3. Europe
Lending as a Service Market Revenue (US$ Mn) and Forecasts, By Loan Type
11.3.1. Secured
11.3.2. Unsecured
11.4. Europe
Lending as a Service Market Revenue (US$ Mn) and Forecasts, By End User
Industry
11.4.1. Individuals
11.4.2. Home Loans
11.4.3. Vehicle
Loan
11.4.4. Student
Loan
11.4.5. Business
11.4.6. Others
11.5. Europe
Lending as a Service Market Revenue (US$ Mn), By Country
11.5.1. France
11.5.1.1. France
Lending as a Service Market Revenue (US$ Mn) and Forecasts, By Type
11.5.1.1.1. Traditional
Model
11.5.1.1.2. Alternate
Marketplace Model
11.5.1.2. France
Lending as a Service Market Revenue (US$ Mn) and Forecasts, By Loan Type
11.5.1.2.1. Secured
11.5.1.2.2. Unsecured
11.5.1.3. France
Lending as a Service Market Revenue (US$ Mn) and Forecasts, By End User
Industry
11.5.1.3.1. Individuals
11.5.1.3.2. Home
Loans
11.5.1.3.3. Vehicle
Loan
11.5.1.3.4. Student
Loan
11.5.1.3.5. Business
11.5.1.3.6. Others
11.5.2. The UK
11.5.2.1. The
UK Lending as a Service Market Revenue (US$ Mn) and Forecasts, By Type
11.5.2.1.1. Traditional
Model
11.5.2.1.2. Alternate
Marketplace Model
11.5.2.2. The
UK Lending as a Service Market Revenue (US$ Mn) and Forecasts, By Loan Type
11.5.2.2.1. Secured
11.5.2.2.2. Unsecured
11.5.2.3. The
UK Lending as a Service Market Revenue (US$ Mn) and Forecasts, By End User
Industry
11.5.2.3.1. Individuals
11.5.2.3.2. Home
Loans
11.5.2.3.3. Vehicle
Loan
11.5.2.3.4. Student
Loan
11.5.2.3.5. Business
11.5.2.3.6. Others
11.5.3. Spain
11.5.3.1. Spain
Lending as a Service Market Revenue (US$ Mn) and Forecasts, By Type
11.5.3.1.1. Traditional
Model
11.5.3.1.2. Alternate
Marketplace Model
11.5.3.2. Spain
Lending as a Service Market Revenue (US$ Mn) and Forecasts, By Loan Type
11.5.3.2.1. Secured
11.5.3.2.2. Unsecured
11.5.3.3. Spain
Lending as a Service Market Revenue (US$ Mn) and Forecasts, By End User
Industry
11.5.3.3.1. Individuals
11.5.3.3.2. Home
Loans
11.5.3.3.3. Vehicle
Loan
11.5.3.3.4. Student
Loan
11.5.3.3.5. Business
11.5.3.3.6. Others
11.5.4. Germany
11.5.4.1. Germany
Lending as a Service Market Revenue (US$ Mn) and Forecasts, By Type
11.5.4.1.1. Traditional
Model
11.5.4.1.2. Alternate
Marketplace Model
11.5.4.2. Germany
Lending as a Service Market Revenue (US$ Mn) and Forecasts, By Loan Type
11.5.4.2.1. Secured
11.5.4.2.2. Unsecured
11.5.4.3. Germany
Lending as a Service Market Revenue (US$ Mn) and Forecasts, By End User
Industry
11.5.4.3.1. Individuals
11.5.4.3.2. Home
Loans
11.5.4.3.3. Vehicle
Loan
11.5.4.3.4. Student
Loan
11.5.4.3.5. Business
11.5.4.3.6. Others
11.5.5. Italy
11.5.5.1. Italy
Lending as a Service Market Revenue (US$ Mn) and Forecasts, By Type
11.5.5.1.1. Traditional
Model
11.5.5.1.2. Alternate
Marketplace Model
11.5.5.2. Italy
Lending as a Service Market Revenue (US$ Mn) and Forecasts, By Loan Type
11.5.5.2.1. Secured
11.5.5.2.2. Unsecured
11.5.5.3. Italy
Lending as a Service Market Revenue (US$ Mn) and Forecasts, By End User
Industry
11.5.5.3.1. Individuals
11.5.5.3.2. Home
Loans
11.5.5.3.3. Vehicle
Loan
11.5.5.3.4. Student
Loan
11.5.5.3.5. Business
11.5.5.3.6. Others
11.5.6. Nordic
Countries
11.5.6.1. Nordic
Countries Lending as a Service Market Revenue (US$ Mn) and Forecasts, By Type
11.5.6.1.1. Traditional
Model
11.5.6.1.2. Alternate
Marketplace Model
11.5.6.2. Nordic
Countries Lending as a Service Market Revenue (US$ Mn) and Forecasts, By Loan
Type
11.5.6.2.1. Secured
11.5.6.2.2. Unsecured
11.5.6.3. Nordic
Countries Lending as a Service Market Revenue (US$ Mn) and Forecasts, By End
User Industry
11.5.6.3.1. Individuals
11.5.6.3.2. Home
Loans
11.5.6.3.3. Vehicle
Loan
11.5.6.3.4. Student
Loan
11.5.6.3.5. Business
11.5.6.3.6. Others
11.5.6.4. Nordic
Countries Lending as a Service Market Revenue (US$ Mn) and Forecasts, By
Country
11.5.6.4.1. Denmark
11.5.6.4.2. Finland
11.5.6.4.3. Iceland
11.5.6.4.4. Sweden
11.5.6.4.5. Norway
11.5.7. Benelux
Union
11.5.7.1. Benelux
Union Lending as a Service Market Revenue (US$ Mn) and Forecasts, By Type
11.5.7.1.1. Traditional
Model
11.5.7.1.2. Alternate
Marketplace Model
11.5.7.2. Benelux
Union Lending as a Service Market Revenue (US$ Mn) and Forecasts, By Loan Type
11.5.7.2.1. Secured
11.5.7.2.2. Unsecured
11.5.7.3. Benelux
Union Lending as a Service Market Revenue (US$ Mn) and Forecasts, By End User
Industry
11.5.7.3.1. Individuals
11.5.7.3.2. Home
Loans
11.5.7.3.3. Vehicle
Loan
11.5.7.3.4. Student
Loan
11.5.7.3.5. Business
11.5.7.3.6. Others
11.5.7.4. Benelux
Union Lending as a Service Market Revenue (US$ Mn) and Forecasts, By Country
11.5.7.4.1. Belgium
11.5.7.4.2. The
Netherlands
11.5.7.4.3. Luxembourg
11.5.8. Rest of
Europe
11.5.8.1. Rest
of Europe Lending as a Service Market Revenue (US$ Mn) and Forecasts, By Type
11.5.8.1.1. Traditional
Model
11.5.8.1.2. Alternate
Marketplace Model
11.5.8.2. Rest
of Europe Lending as a Service Market Revenue (US$ Mn) and Forecasts, By Loan
Type
11.5.8.2.1. Secured
11.5.8.2.2. Unsecured
11.5.8.3. Rest
of Europe Lending as a Service Market Revenue (US$ Mn) and Forecasts, By End
User Industry
11.5.8.3.1. Individuals
11.5.8.3.2. Home
Loans
11.5.8.3.3. Vehicle
Loan
11.5.8.3.4. Student
Loan
11.5.8.3.5. Business
11.5.8.3.6. Others
11.6. Key
Segment for Channeling Investments
11.6.1. By
Country
11.6.2. By Type
11.6.3. By Loan
Type
11.6.4. By End
User Industry
12. Competitive Benchmarking
12.1. Brand
Benchmarking
12.2. Market
Share Analysis, 2018
12.3. Europe
Presence and Growth Strategies
12.3.1. Mergers
and Acquisitions
12.3.2. Product
Launches
12.3.3. Investments
Trends
12.3.4. R&D
Initiatives
13. Player Profiles
13.1. auxmoney
GmbH
13.1.1. Company
Details
13.1.2. Company
Overview
13.1.3. Product
Offerings
13.1.4. Key
Developments
13.1.5. Financial
Analysis
13.1.6. SWOT
Analysis
13.1.7. Business
Strategies
13.2. Blackmoon
Financial Group
13.2.1. Company
Details
13.2.2. Company
Overview
13.2.3. Product
Offerings
13.2.4. Key
Developments
13.2.5. Financial
Analysis
13.2.6. SWOT
Analysis
13.2.7. Business
Strategies
13.3. Bondora
Capital OU
13.3.1. Company
Details
13.3.2. Company
Overview
13.3.3. Product
Offerings
13.3.4. Key
Developments
13.3.5. Financial
Analysis
13.3.6. SWOT
Analysis
13.3.7. Business
Strategies
13.4. CreditGate24
(Schweiz) AG
13.4.1. Company
Details
13.4.2. Company
Overview
13.4.3. Product
Offerings
13.4.4. Key
Developments
13.4.5. Financial
Analysis
13.4.6. SWOT
Analysis
13.4.7. Business
Strategies
13.5. EZBob
Ltd.
13.5.1. Company
Details
13.5.2. Company
Overview
13.5.3. Product
Offerings
13.5.4. Key
Developments
13.5.5. Financial
Analysis
13.5.6. SWOT
Analysis
13.5.7. Business
Strategies
13.6. Fast
Invest
13.6.1. Company
Details
13.6.2. Company
Overview
13.6.3. Product
Offerings
13.6.4. Key
Developments
13.6.5. Financial
Analysis
13.6.6. SWOT
Analysis
13.6.7. Business
Strategies
13.7. Fixura Ab
Oy
13.7.1. Company
Details
13.7.2. Company
Overview
13.7.3. Product
Offerings
13.7.4. Key
Developments
13.7.5. Financial
Analysis
13.7.6. SWOT
Analysis
13.7.7. Business
Strategies
13.8. Funding
Circle
13.8.1. Company
Details
13.8.2. Company
Overview
13.8.3. Product
Offerings
13.8.4. Key
Developments
13.8.5. Financial
Analysis
13.8.6. SWOT
Analysis
13.8.7. Business
Strategies
13.9. Geldvoorelkaar.nl
13.9.1. Company
Details
13.9.2. Company
Overview
13.9.3. Product
Offerings
13.9.4. Key
Developments
13.9.5. Financial
Analysis
13.9.6. SWOT
Analysis
13.9.7. Business
Strategies
13.10. Grupeer
13.10.1. Company
Details
13.10.2. Company
Overview
13.10.3. Product
Offerings
13.10.4. Key
Developments
13.10.5. Financial
Analysis
13.10.6. SWOT
Analysis
13.10.7. Business
Strategies
13.11. Kabbage
Inc.
13.11.1. Company
Details
13.11.2. Company
Overview
13.11.3. Product
Offerings
13.11.4. Key
Developments
13.11.5. Financial
Analysis
13.11.6. SWOT
Analysis
13.11.7. Business
Strategies
13.12. Lendico
13.12.1. Company
Details
13.12.2. Company
Overview
13.12.3. Product
Offerings
13.12.4. Key
Developments
13.12.5. Financial
Analysis
13.12.6. SWOT
Analysis
13.12.7. Business
Strategies
13.13. Mintos
13.13.1. Company
Details
13.13.2. Company
Overview
13.13.3. Product
Offerings
13.13.4. Key
Developments
13.13.5. Financial
Analysis
13.13.6. SWOT
Analysis
13.13.7. Business
Strategies
13.14. Pollen,
Inc.
13.14.1. Company
Details
13.14.2. Company
Overview
13.14.3. Product
Offerings
13.14.4. Key Developments
13.14.5. Financial
Analysis
13.14.6. SWOT
Analysis
13.14.7. Business
Strategies
13.15. RateSetter
13.15.1. Company
Details
13.15.2. Company
Overview
13.15.3. Product
Offerings
13.15.4. Key
Developments
13.15.5. Financial
Analysis
13.15.6. SWOT
Analysis
13.15.7. Business
Strategies
13.16. Social
Finance
13.16.1. Company
Details
13.16.2. Company
Overview
13.16.3. Product
Offerings
13.16.4. Key
Developments
13.16.5. Financial
Analysis
13.16.6. SWOT
Analysis
13.16.7. Business
Strategies
13.17. Younited
Credit
13.17.1. Company
Details
13.17.2. Company
Overview
13.17.3. Product
Offerings
13.17.4. Key
Developments
13.17.5. Financial
Analysis
13.17.6. SWOT
Analysis
13.17.7. Business
Strategies
13.18. Zopa
Financial Services Limited
13.18.1. Company
Details
13.18.2. Company
Overview
13.18.3. Product
Offerings
13.18.4. Key
Developments
13.18.5. Financial
Analysis
13.18.6. SWOT
Analysis
13.18.7. Business
Strategies
13.19. Other
Market Participants
14. Key Findings
Note: This ToC is tentative and can
be changed according to the research study conducted during the course of
report completion.
**Exclusive for Multi-User and
Enterprise User.
At Absolute Markets Insights, we are engaged in building both global as well as country specific reports. As a result, the approach taken for deriving the estimation and forecast for a specific country is a bit unique and different in comparison to the global research studies. In this case, we not only study the concerned market factors & trends prevailing in a particular country (from secondary research) but we also tend to calculate the actual market size & forecast from the revenue generated from the market participants involved in manufacturing or distributing the any concerned product. These companies can also be service providers. For analyzing any country specifically, we do consider the growth factors prevailing under the states/cities/county for the same. For instance, if we are analyzing an industry specific to United States, we primarily need to study about the states present under the same(where the product/service has the highest growth). Similar analysis will be followed by other countries. Our scope of the report changes with different markets.
Our research study is mainly implement through a mix of both secondary and primary research. Various sources such as industry magazines, trade journals, and government websites and trade associations are reviewed for gathering precise data. Primary interviews are conducted to validate the market size derived from secondary research. Industry experts, major manufacturers and distributors are contacted for further validation purpose on the current market penetration and growth trends.
Prominent participants in our primary research process include:
- Key Opinion Leaders namely the CEOs, CSOs, VPs, purchasing managers, amongst others
- Research and development participants, distributors/suppliers and subject matter experts
Secondary Research includes data extracted from paid data sources:
- Reuters
- Factiva
- Bloomberg
- One Source
- Hoovers
Research Methodology
Key Inclusions
